Cigna Dental Insurance – Texarkana, TX

Cigna Coverage Availability & Fees

Cigna is a leading provider for dental coverage for individuals and families. If you’re among the 15 million Americans who have a policy with Cigna, you have access to high-quality services for reduced rates. Through a focus on prevention, Cigna gives you the opportunity to lower your long-term dental costs by keeping your smile healthy. Research shows every $1 spent on prevention can save $50 on restorative or emergency care. Cigna allows you to get the routine services you need for only a small co-payment.

Although every policy differs, most plans include:

• 100% preventive coverage.
• 80% minor restorative coverage.
• 50% major restorative coverage.

You pay a monthly premium for your policy, which allows you to see your dentist 1-2 times per year for preventive care, including cleanings, checkups, and oral cancer screenings. This allows your dentist to prevent common issues from occurring in the first place. Even with the best care, a complication can still arise. It doesn’t need to go untreated because you’re given an annual allowance to pay a portion of the cost after reaching your deductible.

To make the most of your benefits, Cigna recommends you visit a dentist who is in your network because they have pre-negotiated rates with one another. You can still choose any dentist who accepts your coverage, even if they are out-of-network. Our office accepts both in-network and out-of-network patients to maximize your policy.  With less than 3% of Americans reaching their annual limits, we’ll help you use your benefits before they expire at the end of the year.